ATUM

Atum Finance

The protection
layer for
digital assets.

Protect your crypto without becoming a derivatives trader.

Atum transforms sophisticated downside hedging into a simple on-chain experience.

Coming soonExplore How It Works
Asset price path held above a protection level, with protected downside below the floor.

The Problem

Crypto ownership comes with unlimited downside.

Holding digital assets means accepting their full volatility.

Sophisticated traders can hedge with derivatives.

Doing so requires a stack of financial machinery most holders neither understand nor want to manage.

  • Puts
  • Strikes
  • Expiries
  • Implied volatility
  • Premiums
  • Liquidity
  • Settlement
  • Rolling positions

Protection exists.
It is just too complicated.

Protected Assets

Introducing Protected Assets.

  • Lending made idle assets productive.
  • Liquid staking made staked assets liquid.
  • Atum makes holding digital assets protected.

Atum abstracts derivatives complexity into a simple protection product. Everything underneath is infrastructure.

Options are infrastructure.

Protection is the product.

Ownership

Protect it.
Don't sell it.

You do not need to sell your underlying asset to activate protection. The asset remains yours throughout the protection period.

How It Works

Protection, reduced to four decisions.

  1. 01 — Deposit

    Deposit a supported asset. You keep ownership.

  2. 02 — Choose Duration

    Select how long you want protection.

    7D · 14D · 30D · 60D · 90D

  3. 03 — Choose Protection

    Select a predefined protection level. Not a strike — a simpler bucket.

  4. 04 — Activate

    Pay the premium. Protection becomes active.

Protection position

Illustrative
AssetETH
Duration30 days
Protection$1,400
Coverage · ex.90%
Illustrative ETH protection position. Duration 30 days, protection level $1,400, coverage ratio 90 percent. Not live market data.

Duration

Protection level

Deposit

That's it.

Atum handles the complexity for you.

Settlement

Two outcomes.
One simple experience.

Below protection

If price falls below the protection level

The underlying asset remains yours.

Applicable USDC settlement may be provided according to the protocol's Coverage Ratio and settlement mechanics.

Illustrative ETH price path starting at $1,800 and falling through $1,700, $1,600, $1,500, $1,450, then $1,390, crossing a $1,400 protection level. The underlying asset remains owned. USDC settlement is illustrative.
AssetETH
Price$1,800
Protection$1,400
Illustrative
Underlying asset owned · ETH
Coverage ratio90%
USDC settlementIllustrative

Coverage Ratio

Example / illustrative

90%

Atum uses a configurable Coverage Ratio when calculating applicable USDC settlement.

Above protection

If price stays above the protection level

Protection expires unused.

The underlying asset is returned according to protocol mechanics.

Illustrative ETH price path remaining above a $1,400 protection level. Protection expires unused and the underlying asset is returned according to protocol mechanics.
AssetETH
Price$1,800
Protection$1,400
Illustrative
Underlying asset owned · ETHExpired unused

Why Atum

Users purchase protection.
Not options.

Traditional hedging asks you to manage the market. Atum asks you to choose a protection level.

Traditional derivatives

User manages options.

Atum

Atum manages the complexity.

  • Retain Asset Ownership

    You do not need to sell your underlying asset to activate protection.

  • Choose Your Protection

    Select duration and protection level. Atum handles the rest.

  • Automated Hedging

    Corresponding hedges are opened and monitored behind the interface.

  • Flexible Exit

    Positions may be terminated before expiry according to protocol mechanics.

Infrastructure

Simple on the surface.
Sophisticated underneath.

The experience is simple because the infrastructure underneath is not. The user never interacts with options markets or manages derivative positions.

Under the hood

  1. User

  2. Atum Protocol

  3. Smart Contracts

  4. Premium Engine

  5. Hedging Engine

  6. Supported Derivatives Venues

  7. Settlement

Illustrative protocol architecture. Signals move from the user through smart contracts, pricing, hedging, position infrastructure, capital systems, and settlement. Not live network activity.

Protocol Architecture

  1. User

  2. Smart Contracts

  3. Premium Engine

  4. Market Data

  5. Hedging Engine

  6. Position Database

  7. Collateral Strategies

  8. Reserve Fund

  9. Settlement

  • Smart Contracts

    Custody, positions, settlement, and withdrawals.

  • Premium Engine

    Prices protection from market conditions.

  • Hedging Engine

    Opens and monitors corresponding hedges.

  • Settlement

    Resolves positions automatically at expiry or exit.

Risk

Protection is engineered,
not promised.

Designed to

  • Price protection.
  • Manage corresponding hedges.
  • Monitor positions.
  • Manage settlement.
  • Maintain reserves.
Illustrative risk monitoring surfaces. Structural systems only. Not live health metrics.

Monitoring

  • Market Data

  • Premium

  • Hedge Status

  • Position Health

  • Settlement

  • Reserve

Atum abstracts risk management.

It does not eliminate risk.

The Future

Protection shouldn't stop
at downside.

These are future product opportunities.

  • Micro Protection

    Ultra-short-duration protection intended for discrete events.

  • Automated Target Selling

    Define a protection level, a target selling price, and a duration.

Vision

Make every digital asset
a Protected Asset.

Atum isn't another options interface.

It isn't another derivatives exchange.

It is the consumer layer for sophisticated financial infrastructure.

It should be simple.

Don't predict the downside.
Protect against it.

Turn sophisticated hedging infrastructure into a simple protection experience.

Coming soon